Someones got my credit card details

colonelsun · Jul 11, 2009, 21:36:28

Quote from: Rik on Jul 11, 2009, 18:23:36
I found Barclaycard useless too, Dave, until I got the phone number of a UK-based unit. ATM, I'm finding Capital One good.

I will definitely ditch Barclaycard once they've paid up for the mis-selling thing. I would gladly ditch all my cards, if i could, but i can't live without them now.

colonelsun · Jul 11, 2009, 21:38:10

Quote from: Simon on Jul 11, 2009, 19:32:24
No complaints about the Halifax from me either.

And the female telephone operators have the sexiest voices. Like they've been on 60 cigs a day for life. The Barclaycard rabble all sound foreign and sound like they gargle with razor blades!

Sebby · Jul 12, 2009, 00:03:42

I've just switched my current account to the Halifax Reward and am pretty happy with the service.

colonelsun · Jul 13, 2009, 15:31:48

Quote from: Sebby on Jul 12, 2009, 00:03:42
I've just switched my current account to the Halifax Reward and am pretty happy with the service.

I've actually never switched accounts before, is it easy to do?

Rik · Jul 13, 2009, 15:32:53

With many banks, yes. They will 'pick up' all of your DDs from your current bank, just leaving you to move the incoming payments yourself.

Simon · Jul 13, 2009, 17:32:31

Quote from: colonelsun on Jul 13, 2009, 15:31:48
I've actually never switched accounts before, is it easy to do?

You can do it online, Dave, but I haven't, as I didn't like the idea of the charges structure. Look carefully before you leap.

Sebby · Jul 13, 2009, 20:06:54

Quote from: Rik on Jul 13, 2009, 15:32:53
With many banks, yes. They will 'pick up' all of your DDs from your current bank, just leaving you to move the incoming payments yourself.

Correct, though I've found it's quicker to do it yourself - otherwise new bank writes to old bank to request a list of DDs, new bank sends them to you asking which you'd like to move over, you send back to new bank, they then write to each company.

Simply open your new account, call the companies and change/change online direct debits, and once that's done (no more than a couple of weeks) close your old account.

Baz · Jul 18, 2009, 16:32:23

good news .....just got a refund into my wifes account for the £90 that was spent when her card was mis-used.

Fraud refund is how it was named on the statement. So well done Natwest or the fraud department for that, just over a week since reported

Rik · Jul 18, 2009, 16:34:16

That's good, Baz.

Baz · Jul 18, 2009, 16:36:46

it gives you a bit faith in the system Rik yeah

ok its not as much as some people have lost we were lucky really, but its still happening too much isnt it.

Rik · Jul 18, 2009, 16:37:20

Way too much, Baz.